Walnut Ridge Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Arkansas.

Table of content
Jump to
Arkansas Walnut Ridge

Eligibility Criteria for Personal Loans

  • Applicant must be at least 18 years-old.
  • Proof of identification (government-issued ID such as passport or driver's license).
  • Current address verification (utility bill or lease agreement).
  • Proof of stable income (pay stubs or bank statements).
  • Completed application form submitted online or in person.
  • Active bank account for funds transfer.
  • Contact information including phone number and email address.
  • No current bankruptcies or active repayment plans.

Trusted Personal Loan Lenders in Walnut Ridge, AR

Discover our curated list of trusted personal loan lenders, committed to offering transparent and competitive lending solutions tailored to your needs, ensuring peace of mind and financial well-being.

Lender
User Ratings
Address
Phone
Category
First National Bank Of Walnut Ridge
User Raiting:
3.40
Address: 206 W Main St, Walnut Ridge, AR 72476
Phone: +1 (870) 886-5959
Category: Bank
First Horizon Bank
User Raiting:
2.80
Address: 121 SW 3rd St, Walnut Ridge, AR 72476
Phone: +1 (870) 886-6781
Category: Bank
Auto Credit Corporation
User Raiting:
1.00
Address: 101 W Walnut St, Walnut Ridge, AR 72476
Phone: +1 (870) 886-4000
Category: Loan agency

What Are the Alternatives for Short-term Loans in Walnut Ridge?

Explore viable financial options to relieve short-term needs, minimize debt, and avoid high-interest payday loans with smarter, sustainable, and supportive alternatives that promote financial stability and well-being.

Quick Installment Loans

Quick installment loans are borrowed and repaid in scheduled, manageable payments over time, rather than one lump sum.

Fast Cash Loans

Fast cash loans provide a quick financial solution, offering borrowers immediate funds with common short-term repayment terms.

Instant Title Loans

Instant title loans use your vehicle's title as collateral, granting you funds while you still drive your car during the loan period.

Emergency Loans Guaranteed

Emergency loans guaranteed offer immediate funds for unexpected expenses, ensuring financial relief when you need it most.

No Credit Check Payday Loans Online

No credit check payday loans online are short-term loans obtained digitally, providing a quick financial solution without a credit check.

P2P Loans Online

P2P loans online are peer-to-peer lending platforms connecting borrowers with individual investors, facilitating personal loans through the internet.

Debt Consolidation Loans Instant

Debt consolidation loans instant merge multiple debts into a single loan, streamlining payments and often reducing interest rates.

Bad Credit Loans No Credit Check

Bad credit loans no credit check cater to individuals with poor credit history, offering access to funds without stringent credit checks.

How to Use Personal Loans - Useful Resources

Explore our comprehensive guide on utilizing personal loans effectively, complete with useful resources to help you make informed decisions and improve your financial well-being. Start learning today!

Industry
Address
Phone
Car Repair and Service
Address: 117 Southeast Front Street, Walnut Ridge, AR 72476
Phone: +1 (870) 666-5157
Chinese Restaurant
Address: 700 West Main Street, Walnut Ridge, AR 72476
Phone: +1 (870) 759-5068
Dentist
Address: 1121 West Main Street, Walnut Ridge, AR 72476
Phone: +1 (870) 637-5914
General Practitioner
Address: 1045 West Main Street, Walnut Ridge, AR 72476
Phone: +1 (870) 886-8300
Government Office
Address: 3217 Highway 67, Walnut Ridge, AR 72476
Phone: +1 (870) 886-6631
Mobile Phone Shop
Address: 610 West Fontaine Street, Walnut Ridge, AR 72476
Phone: +1 (870) 886-9337
Motel
Address: 501 Highway 67 North, Walnut Ridge, AR 72476
Phone: +1 (870) 886-6767
Pharmacy
Address: 1045 West Main Street, Walnut Ridge, AR 72476
Phone: +1 (870) 886-5200

How to Get to Walnut Ridge

Complaints about Short-Term Loans in Arkansas

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
44
Struggling to pay your loan
37
Problem when making payments
27
Problem with the payoff process at the end of the loan
24
Problem with additional add-on products or services
19
Getting the loan
16
Charged fees or interest I didn't expect
11
Incorrect information on your report
9
Getting a line of credit
8
Can't contact lender
6
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Walnut Ridge

If you need to submit a complaint against a payday lender, the Arkansas State Board of Collection Agencies is the regulatory body that can assist. This board regulates the activities of collection agencies and payday lenders in the state.

  • 523 Louisiana Street, Suite 460, Little Rock, AR 72201
  • (501) 371-1434
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Arkansas?

Payday loans are illegal in Arkansas. The state's laws prohibit these high-interest loans to protect consumers from potentially predatory lending practices.

What are Some Safer Alternatives to Payday Loans?

Instead of payday loans in Arkansas, consider personal loans from banks or credit unions, credit card cash advances, borrowing from friends or family, or small-dollar loans from reputable financial institutions. These options typically offer more favorable terms and are regulated for consumer safety.

How Can I Report Illegal Payday Lending in Arkansas?

If you encounter a lender offering payday loans in Arkansas, report them to the Arkansas Attorney General’s Office. This helps enforce the law and protect other consumers from illegal lending.

What Should I Know Before Taking Out Short-Term Loans?

Before taking out short-term loans in Arkansas, examine the interest rates, fees, and repayment terms. Ensure the lender is licensed and that the loan terms adhere to state regulations.

Where Can I Find Financial Advice and Assistance?

For financial advice and assistance, consider resources like the Arkansas Legal Services. These organizations offer guidance on budgeting, debt management, and financial planning.

How Can I Improve My Finances to Avoid High-Interest Loans?

Improving your financial health involves budgeting, creating an emergency fund, and cutting unnecessary expenses. Educating yourself about personal finance and seeking advice from financial advisors can also be beneficial.

Arkansas Personal Loans Near Me

Alexander Alma Altheimer Altus Arkadelphia Ash Flat Ashdown Atkins Austin Bald Knob Barling Barton Batesville Bearden Beebe Bella Vista Benton Bentonville Berryville Bismarck Bluff Blytheville Bono Booneville Brinkley Brookland Bryant Bull Shoals Cabot Calico Rock Camden Carlisle Cave City Cave Springs Centerton Charleston Cherokee Village Cherry Valley City Clarksville Clinton College Station Conway Corning Crossett Damascus Danville Dardanelle De Queen Delight Dermott Des Arc Dewitt Dierks Dorado Drasco Dumas Earle El Dorado Elaine Elkins England Eudora Eureka Springs Evening Shade Fairfield Bay Farmington Fayetteville Flippin Fordyce Foreman Forrest City Fort Smith Fouke Fountain Hill Gassville Gentry Gillett Glenwood Gosnell Gravette Green Forest Greenbrier Greenwood Greers Ferry Grove Gurdon Hackett Hamburg Hampton Hardy Harrisburg Harrison Hatfield Hazen Heber Springs Hector Helena Hickory Ridge Higden Highland Holiday Island Home Hope Horatio Horseshoe Bend Hot Springs Hot Springs National Park Hot Springs Village Hoxie Huntington Huntsville Ida Imboden Jacksonville Jasper Jonesboro Judsonia Junction City Kensett Lake City Lake Village Lakeview Lavaca Leachville Lead Hill Lepanto Lincoln Little Rock Little Rock Afb Lockesburg Lonoke Lonsdale Lowell Lrafb Mabelvale Magazine Magnolia Malvern Mammoth Spring Manila Mansfield Marion Marked Tree Marmaduke Marshall Marvell Maumelle Mayflower Mccrory Mcgehee McRae Melbourne Memphis Mena Mineral Springs Monette Monticello Morrilton Mountain Home Mountain Pine Mountain View Mountainburg Mulberry Murfreesboro Nashville Newport Norfork Norphlet North Little Rock Ola Osceola Ozark Pangburn Paragould Paris Parkdale Parkin Pea Ridge Pearcy Perryville Piggott Pine Bluff Pleasant Plains Plumerville Pocahontas Poplar Grove Portland Prairie Grove Quitman Ratcliff Ravenden Springs Rector Redfield Ridge Rison Rock Rockport Rogers Royal Russellville Salem Scranton Searcy Shannon Hills Sheridan Sherwood Shirley Siloam Springs Smackover Smith Sparkman Springdale Springs Star City Stephens Strawberry Strong Stuttgart Subiaco Sulphur Springs Swifton Texarkana Tillar Tontitown Trumann Tuckerman Tyronza Van Buren Village Vilonia Vista Waldo Waldron Walnut Ridge Warren Weiner West Fork West Helena West Memphis White Hall Wilmot Wynne Yellville