Bald Knob Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Arkansas.

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Arkansas Bald Knob

Eligibility Criteria for Personal Loans

  • Valid government-issued photo ID
  • Proof of stable income or employment verification
  • Active bank account details
  • Complete application form with accurate personal information
  • Proof of residence, such as a utility bill or lease agreement
  • Minimum age requirement: 18 years or older
  • Consent to a credit check (if applicable)
  • Contact information including phone number and email address
  • Repayment plan agreement and understanding of terms

Trusted Personal Loan Lenders in Bald Knob, AR

Explore our curated list of trusted personal loan lenders, dedicated to providing reliable financial solutions tailored to your needs, ensuring transparency, security, and peace of mind for every borrower.

Lender
User Ratings
Address
Phone
Category
First Community Bank
User Raiting:
4.80
Address: 159 US-167, Bald Knob, AR 72010
Phone: +1 (501) 724-2113
Category: Bank

What Are the Alternatives for Short-term Loans in Bald Knob?

Discover various financial solutions that provide safer, more sustainable options than payday loans. Empower yourself with alternatives that offer fair terms and help avoid debt cycles.

Instant Installment Loans

Instant Installment Loans allow borrowers to repay a lump sum over several scheduled payments, offering predictable budgeting and manageable finances.

Guaranteed Cash Loans

Guaranteed Cash Loans provide quick, fixed-amount funds designed to address short-term financial needs, offering rapid access to cash solutions.

Title Loans Fast

Title Loans Fast require a vehicle title as collateral. Borrowers keep their car while accessing funds quickly against their vehicle's equity.

Emergency Loan Online

Emergency Loan Online caters to unforeseen expenses, providing immediate funds to manage unexpected financial crises, ensuring fast financial aid.

Payday Loans Online

Payday Loans Online offer short-term, high-interest loans meant to bridge financial gaps until the borrower's next paycheck, easily accessible via the internet.

P2P Loans Quick

P2P Loans Quick involve borrowing directly from individuals or investors through online platforms, offering competitive rates and flexible terms.

Fast Debt Consolidation Loans

Fast Debt Consolidation Loans combine multiple debts into a single loan, potentially lowering monthly payments and making financial management more straightforward.

Bad Credit Loans No Credit Check

Bad Credit Loans No Credit Check are designed for borrowers with low credit scores, providing options without traditional credit scrutiny.

How to Use Personal Loans - Useful Resources

Unlock the potential of personal loans effectively with our comprehensive guide, featuring insightful resources designed to empower and assist you in managing short-term financial needs responsibly.

Industry
Address
Phone
Bodyshop
Address: 1073 Byrd Road, Bald Knob, AR 72010
Phone: +1 (501) 724-3943
Convenience Store
Address: 4423 Highway 367 North, Bald Knob, AR 72139
Phone: +1 (501) 724-0714
Dentist
Address: 3606 Highway 367 North, Bald Knob, AR 72010
Phone: +1 (501) 724-6208
Government Office
Address: 2007 Highway 367 North, Bald Knob, AR 72010
Phone: +1 (501) 724-5930
Hotel
Address: 3505 Highway 367 North, Bald Knob, AR 72010
Phone: +1 (501) 724-3204
Restaurant
Address: 102 Oakside Drive, Bald Knob, AR 72010
Phone: +1 (501) 724-2600
Specialist
Address: 2104 Highway 367 North, Bald Knob, AR 72010
Phone: +1 (501) 724-0379

How to Get to Bald Knob

Complaints about Short-Term Loans in Arkansas

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
44
Struggling to pay your loan
37
Problem when making payments
27
Problem with the payoff process at the end of the loan
24
Problem with additional add-on products or services
19
Getting the loan
16
Charged fees or interest I didn't expect
11
Incorrect information on your report
9
Getting a line of credit
8
Can't contact lender
6
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Bald Knob

If you need to submit a complaint against a payday lender, the Arkansas State Board of Collection Agencies is the regulatory body that can assist. This board regulates the activities of collection agencies and payday lenders in the state.

  • 523 Louisiana Street, Suite 460, Little Rock, AR 72201
  • (501) 371-1434
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Arkansas?

Payday loans are illegal in Arkansas. The state's laws prohibit these high-interest loans to protect consumers from potentially predatory lending practices.

What are Some Safer Alternatives to Payday Loans?

Instead of payday loans in Arkansas, consider personal loans from banks or credit unions, credit card cash advances, borrowing from friends or family, or small-dollar loans from reputable financial institutions. These options typically offer more favorable terms and are regulated for consumer safety.

How Can I Report Illegal Payday Lending in Arkansas?

If you encounter a lender offering payday loans in Arkansas, report them to the Arkansas Attorney General’s Office. This helps enforce the law and protect other consumers from illegal lending.

What Should I Know Before Taking Out Short-Term Loans?

Before taking out short-term loans in Arkansas, examine the interest rates, fees, and repayment terms. Ensure the lender is licensed and that the loan terms adhere to state regulations.

Where Can I Find Financial Advice and Assistance?

For financial advice and assistance, consider resources like the Arkansas Legal Services. These organizations offer guidance on budgeting, debt management, and financial planning.

How Can I Improve My Finances to Avoid High-Interest Loans?

Improving your financial health involves budgeting, creating an emergency fund, and cutting unnecessary expenses. Educating yourself about personal finance and seeking advice from financial advisors can also be beneficial.

Arkansas Personal Loans Near Me

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